My life story! How I lost $200.000! Learn from my mistakes!

How I lost $200,000 overnight (2x)! 
$105,000 + $15,000 + $80,000
 

Please have in your mind this is very difficult for me to even type, this is something I've been dealing with and living for years and years.

I was building a future for my family and people around me. 

 

I was working my ass off every single day and...
I lost everything because of a few people!
We can say yes, I got scammed BIG TIME!
 

I was thinking about this for a long time, but no matter how much it hurt me I have to share this story and my whole online journey so people can learn from it!
 

This is not about me, this is about educating and trying to help others in learning something new from my good and bad experience.
This is the story which can not be described in a few sentences, that's why it is huge!
 

The story of how I made "something from nothing" and how I started making money online, got a good job, lived well and lost $120,000+ for the first time and the second time another $80,000+...!
 

To understand the point of the whole story/journey you have to read everything.
This is something that I fought and honestly barely survived, I survived because of my family and today I am where I am thanks to you guys also, everyone who follows me on Twitter, you do not know that, but I know!

So, let's start with this...

I started my online journey back in 2009/10 I had no money, I was rookie at that point trying to learn how these things work online.
 

Back then it was really hard, the only way to earn money was to invest money and find a team of people to support each other.
 

Since I was broke of course no one even wanted to talk with me, the situation was as follows :
 

If you want to meet people who know what you want to know, the first thing they will ask you is :
"How much money do you have?"
If your answer is "I have nothing now" that conversation ends!
 

If you say you've got some money, almost everyone would have sent you their affiliate link with the message, "when you deposit money through this link I sent you, let me know."
 

Anyway, today I am very grateful to all those people who behaved so egoistic because in the coming years I spent by learning and working on my education every day 10 to 15 hours and during that time and to this day, I learned many things that one can not buy with money!
The knowledge you get when you are doing it alone, you can't "pay and learn" and simply is the best and at the same time the toughest lesson to learn when you teach yourself and go step by step.

I had a clear goal in my head and while my friends went out partying, I was working my ass off and was slowly creating a future for my family.
 

The first money I earned was by sharing pictures, that was the beginning of 2010, and creating my first free websites where I use to share music, games etc for people to download so I can earn, maybe the end of 2009, something like that (PPV + PPD).
There was a website where you could earn $0,50 on 1,000 clicks or $1 if I remember correctly for every 100 downloads (I am wrong here 100% lol) that you get from the pictures + downloads links you share somewhere.
 

And that feeling was amazing when you see you have finally made some money, it was not a lot but hey, after all, I went through alone and effort I put in, trust me, for me that was like I was making millions!
 

Money was not as important as it was important to see all this and feel it for motivation.
So, I met some new people but again we came to the same situation where no one wants to help you.
Worst of all is that I have never asked for financial help or anything like that.
 

My wish was to meet new people and build a new friendship so we can work and learn together, to share some things and to help each other!
 

We can safely say that I have not changed at all, from the first day I'm still the same person with the same opinion and the same belief I was back in 2010.

One player may be the best and win an MVP award... But team?
The team wins championships!


In the next year, I came to the point where I was making steady $10 to $30 per day, which at that time especially for me was more than enough money not only to live but also it was huge motivation!
Since we live in a world in which we live, we came to a situation where all those who did not even want to talk to me, now suddenly they all want to talk with me because they see that I'm making money without investing and of course everyone want to take advantage of what I have and what I know!
Loud and clear, it was literally like that!

Anyway, I believe when we are born we can either be good or bad, there's no middle and I was born as a good person, for example, I can't lie and I don't like when someone is lying, I don't like those who lie and those who want to cause pain to others just because they are unhappy in life!
 

I was good once again and I helped many people, from just talking with people to paying for something but later I suffered a lot more sincere, I paid the price because I was "too good"!

And yes this is one of those BIG stories, I'm sorry but I can not type all this and explain in just a few words.

In the world of online business, if you get to something that can make you money, the golden rule is "do not talk to anyone about it"!
But as I said you have to be born like that to never help people, for example, to say NO to the one who is struggling to earn, I'm not that kind of person!
 

Anyway, here we come to the beginning of my "new life" and that lasted a solid few years, as people say I felt what it means to be "financially free"!

In 2011 I was thinking for some time to start doing something else, to create and build more streams of income, I was earning enough and the point was...
I saved around $1,000 and I knew if I don't do something with that money I'm gonna spend it on some nonsense, and I might never again be in a situation like that.

I was thinking about what to do with it, and after a few days, I decided to invest it!
I was new to the world of investing, I knew only a few basic things and after some time of researching, I came to a site called "JustBeenPaid"!

At first glance, the site looked as if some kid has created it LOL
The design from the 90s, but a lot of good information was on that website and so I spent the next 2 days reading and studying and understanding how the whole system work.
 

The company was paying 2% per day for 75 days, on every $10 invested after 75 days you have a profit of $15/$5 pure profit, but this is not the whole story after every 4 positions that expire you are getting a Matrix or later as they called it a Panel that when finishing the work you get $60.
 

It was the golden period of similar companies but JBP was by far the best for years!
For example, in late 2012 JBP was among the 200 TOP sites on the Internet!
This is a huge success for those who understand a little bit about all this and how hard it is to get on the first page of Google for any keyword.
Anyway, because I was always loving to learn and to work a lot, or at least more than the average person does, I always wanted something more, something different, I wanted a new adventure.

There's no money "without money", and it's true so I decided to invest $1,000!

There was a room where we all gathered, the room was always open 24/7/365 and someone was always there as a speaker and there was always 3 to 6 moderators with always over 200/300/400 people in that room who were coming every minute with various questions such as, how company is making money to pay people, how long are they in business and things like that.
 

I quickly realized how everything works and started helping people and people who have worked for the JBP noticed me and within a few weeks, I was opening my mail and I see a message that says :

"Do you want to work for JBP?"

At this point for me, that was a huge surprise!
I was the happiest man in the world because of all those sleepless nights, all the hard work I have done and finally, I can do things I wanted since day 1 and it all happened so fast!
I accepted the invitation, I mean who would not accept it!
I remember after some time I saw a list with 500 people on it, 500 people were waiting to get in and start working for JBP, that's how huge all this was, it was insane!

To speed up things a little bit in the next few weeks I realized what kind of machinery JBP really is and that there are over 350+ employees worldwide!
A few weeks later I'm receiving a call on Skype from a boss who tells me how I was doing a great job and they want to promote me and transfer me to bigger and better Dept where I'll get paid even more!

About salaries... Forgot to mention it :

When I started it was $150/week!
A few weeks after that I was already at $340/week!
After that as I was changing Dept I was earning much more, max was $740/week + everything I use to make on the side with some other things!

Again I will speed up a year and maybe a couple of months later, somewhere in 2013 I was working in the Fraud Dept!
Spent most of my time working in the Fraud Dept as well as few other companies later, I'm still in JBP which was sold that same year in September if I remember for $64,000,000!

So in a very short time, I changed a total of 6 Dept.
Now I'm earning a lot more than I need, just these $700 a week is MORE then I'll ever need!
It was a very good period, especially for someone like me who came out of nowhere, a total rookie just a few years ago, and now I'm in this position?

It was an amazing time and I've done so many great things I never even mention this, just a few people know about this.
(I'll talk about that also)

Some people will say "well, $700 or even $1,000 is not that much, not a big deal" you need to understand that I am not from the US and for me, it was a huge amount of money!
People in my country work for $200 a full month!
So, you get the point.

Everything was fine until the end of 2013!

The company was sold for $64 million and now we are coming to the point where big problems have started arriving.
 

The new boss came, he removed some of the old people in the company and got his people (scammers)!
Only in the first week, a dozen people were fired, and when the JBP was sold one of the controversial stories about this agreement is that none of the 350 workers wouldn't be fired!
Of course, all this is immediately violated and clearly, our new owners made it clear what is happening and what can happen, one of those stories even if you see something and have something to say, you better not do it!

I could not take it anymore honestly, every day was like someone holds a gun to your head it was such atmosphere everywhere, you could not ask anything!
Our salaries which were always on Mondays or sometimes Tuesday have started being late, one week, second, third, fourth...
And after about a month we are coming to the first cracking point in the company.

For me all this was something new, never before in my life, I have not encountered something like that, and frankly, I did not know how to behave, but one thing was sure, I'll keep quiet a few weeks but more than that I will not!

Now we come to a real story and why you are all here, now we are talking about real problems! 

Try to learn something!

I have to say that in that period I was still young and although we always think we know it all, of course, we don't know and never will know everything!
Well, I thought I knew everything, but I never dreamed of what would happen!

Since I worked in the Fraud Dept, I had an insight into everything, we from that dept and the owners we could see everything!
For example...
I could see all the information about anyone, name, address, state, the payment processor they use, passwords, and everything else.
Of course, only for the JBP site, not for everything else that a person uses across the internet.

I realized very quickly where all this is going and I started recording every day what some of them are doing, our leaders, managers, and all others.
I start to follow their every move, why?

Salaries are not paid or they are but late, and no one in the company with more than one million accounts-active, nobody could withdraw the money and get it out of the company, on the other hand, you could do deposit, of course!

So I followed what they were doing and quickly came to the conclusion what is going on, I was not feeling well when I saw all this honestly!
They were using more than 50 accounts every day taking money out to different payment processors!

I mean, you can only imagine how much money was stolen, at that point we had 5 payment processor through which you could deposit or withdraw money.
50 account's with 5 payment processors that are 250 withdrawal of nearly $1,000 daily every day!
That's $250,000 a day!
 

I hate myself because I deleted all except a few pictures that were accidentally left in the computer honestly...
For those who will ask why did you wipe it all?
I had over 100 hours of video evidence, I knew what was going to happen and I tried it in consultation with a few more employees to come up with some evidence that will later come in handy.
I erased all because, of course, I was pissed off and honestly I'm still even today!

When we after a while started calling lawyers, each of them was saying that "video evidence is not the evidence on the court" or some BS like that!
Lawyers were asking us if we have a "physical paper" which of course nobody had anything, no one has signed contracts, etc.

So, after everything I've been through I deleted it all because I did not want to return constantly looking at all that crap!

Now we come to the period where company owes us a lot of money, you have thousands and thousands of people who are angry because they can not withdraw money, not even what they have invested, everything was stopped with some BS statement and us who were employees they gave us couple hundred dollars once a month purely to keep us in their system.

Now, let's talk about the worst moment of my life!
I will not specify the exact date and year for personal reasons.


My wife was pregnant and should give birth to our child in 2 weeks.
Salaries are late and what I was receiving for a week now sometimes I do not get even in a month!
Even today I can not forgive myself for not continuing to do what I was doing next to this job, because who knows where I would be today!

As it always somehow happens like that, always the worst possible time, we spent all savings and I don't have any income... With a baby on a way...

I had but this was some passive earnings with about maybe $2 - 3 dollars a day.
No one is receiving money, and it's just getting worse every single hour...
I had no choice but to directly ask one of the leading people in the company.

At that moment I have my account with
$105,000 in it and $15,000 in unpaid wages!


Once again...

Months before this day no one could withdraw $1 from the site, it was all blocked!
I have no problem at all to say who that person is because it was he who ruined my life and the lives of my family and soooo many others!
 

It was Carl Pearson, who lives and doing all these evil and bad things from Ohio!
To reach out to him, that was mission impossible so I asked my former boss to ask damn Carl for at least 10% of what they owed me from salary.

10% from $15,000 is "only" $1,500.

I wrote the following ...

We are expecting a child, we are struggling and out of money, I need to buy a lot of things for the child and other things, counting on all this please I am really in a difficult situation!


He made me immediately suspended and blocked my account!

It's so hard to even type about all this because I can only say God forbid anyone to experience it through what I went along with my family in those few weeks.

I tried to understand, to find one good reason why he did it, even today I do not understand...


I do not understand what kind of person you have to be to do something like that?
What these people have in them?
Do they have heart and soul like we or... What?


How could he do something like that?
Something I'll never figure it out and do not want to understand!


You know, those moments you can not forget!
After that day a few months later I started working for one small new company.

I have to say that from that day and for the next 2 to 3 years I was going through hell!!!
Terrible depression, just tough time...

On the one hand, you get a child and you need to be happy and smiling but on the other hand, this event has left a huge mark on me and I can only thank my family because... I am alive!

I ain't gonna lie, I was going through difficult period for years and years, I would lie down and spent whole days, weeks in bed doing absolutely nothing, thinking about how I want to die, honestly, I was thinking about that because, I just lost everything, every single cent I was building for years, working hard every day, instead of 8 hours I was working 15!


And honestly, I do not expect you to understand me because it is not possible to understand this!

Because I've never been someone who has dreamed about having millions, the huge houses and villas with pools, the expensive cars, etc.
I was always living a peaceful life.
Even when I was making $5,000+ per month I was driving a car from $2,000 for years!

All I ever did was done solely because of my family to at least try creating an easier life for us and to help the others (which I'm about to tell that story also).

So after all of this happened, and although I had good people around me who for example, when it happened and when the people with whom I was working heard what happened to me, within 2 to 3 hours they got $5,000 sent to me!

That money was sent as help, they knew about my story and they did so I can try to stand up, for my child and... I can not describe it, something that money can't buy, such a friendship!

Why did they send me money?

Because as I already before said, I was known as someone who helps financially so many people, something like we have today on Twitter with giveaways.
I had 3.000+ people who have followed me on FaceBook, not on my profile but the page with my name!

Every year I was donating a minimum of $5,000 for the various types, from ordinary few dollars for someone who needs to survive that day to donations for children in Kenya, Mozambique...
I was buying bags for school, meals, etc and I was helping sometimes maybe more than I could.

That was also one more thing I kept thinking about in those horrific moments, I was questioning God "why"?
Why me? Why like this? I have not deserved something like this happening, I just did not!

I don't care what people would think, I know what I'm talking about!
And in that period, none of my donations were public!
I was never talking about it, maybe now someone will tell "but now you bragging", no, I'm just telling you what is sincerely on my soul, I guess you can comply and do not blame me for that. Thank you.
 

I'm still not the same as I use to be, I have still not recovered from that blow, I try and do my best but it's still in me.

Yeah, I beat depression maybe I threw all that chemistry of drugs with which they were trying to hook me up, but I still feel the consequences of all that has happened!

The worst thing is it happened again!

So not long after, I received an invitation to work for another company, and of course, I accepted this invitation. (I use to work in 5, 6 companies online)

In this company I worked on several jobs, of course, I was in charge again to catch bad people, those who want to cheat the system and "get rich overnight", hackers, and all the rest.

But I have also done many other things, created the logo, banners, design, worked on promotion, SEO, creating websites, and so on...
The company was small but stable with beautiful people once again and slow but stable growth.

I somehow managed again with some of my methods of work to come up with some $1,000 and again I invested that money.
In the next year and a few months all work out nicely, slowly but steadily I'm back again.

My earnings were much less but again for me and my family that was enough.
Just when I came to some $80,000 in the account and just when you think that's it...
70/30 rules, 70% of the money reinvest, 30% you draw out, just when I got back and started to do some other things I lost it all once again overnight!

This time we have 2 versions and of course, we'll never find out what's true and false here, but I'll try my best to explain.

The first story was :

Everything happened because of one old man, I believe he is from Canada and he was having a problem with Solid Trust Pay processor, he made mistake and of course, as any other payment processor they froze $750 but that man thought that the company took the money because, today everything is instant as we all know when you send money through PayPal it takes whole second for another person to receive money, right?

In this situation, STP froze the money for 12 to 24 hours because this man had too much activity in just a few hours and the system locked his account.
Since it was an older person, over 65 years it was very very VERY hard to explain the whole procedure and exactly what happened!

I had all these pictures about everything as I always do I will record or take SS but again as I said I wiped all of that and I hope this is the last time I even think about whole this journey!

So, we tried to help him and explain even the owner herself responded, called his phone because the man created such a big deal and he was convinced how the company that it's worth a couple of million dollars, took his $750 (facepalm).

He called someone, that "someone" also got someone and literally in the next 3 days we come to the fact that the company was blocked and all accounts are locked also!

Again I'm going through the same crap...

It's hard when you lose just as little as $1, just imagine that feeling losing not once, but two damn time everything you have!?

Even today, when I write this I can not believe it happened, but it happened and to be honest...
I was convinced that everything would be all right because we all know that was just a "mistake".

However, police were included, asked for a piece of paper, then another, then a third...
Of course, something was wrong, that "something" was totally not a big deal, but that's by some law wrong, everything else was blocked and still is to this day!

This process is still ongoing but as things stand now, no one will ever see that money 99,99%!

2nd version is, we got scammed?

Nothing new "if that's true" honestly if you just look around us, we all know we live in a crazy world, everyone is scamming today and of course it doesn't matter how good I use to be with the owner and everyone else, how time is going on I believe more and more that story with that man and $750, which once again REALLY happened and he got his money back but we believe people behind this company used that story for their "actions"!

It was the perfect cause, it happened in a perfect moment for them, long story...

So once again I lost :

$80.000 + $120.000 = $200.000+


The figure is much higher because, even after all donations and help I gave, after all, cuts I was taking out for life, I have invested a pretty good amount between 2011/12 to 2017/18 and of course all of that money has been lost!

There is little to say and write that I again fell into a depression and I once again barely escaped death!

You know... It is hard... It was difficult and still is...

Not sure why it is always me, I do keep learning these hardcore life lessons but, something is not giving me a chance to succeed.

But, once again because of my family, and of course because of everyone who follows me on Twitter, and even those who do not follow but just support in any way, you don't know that but every single one of you have helped me a lot!

When someone is going through a difficult period, there are two options, one is to go to bed and to open the door to depression and with depression come all the worst things and disease, and the other option is to just stand up and tell yourself, I do not want this life I have a family that needs me, I have people who need me, I have to do something, I gotta stand up, I don't know how but I have to!

I know that I can not change the whole world, but I'll always help as much as I can!
I'll always be who I am in real life and who I was 10 years ago, I'm still the same person today, nothing can't change me, the way I think and my belief with my opinion!

What's the point of all this and this long story?

First I have to say, even though I tried to describe it all, believe me, a lot I did not even mention.
Maybe one day I write a book, who knows...

I've always said that we need to work on our education and educate other people, learning is key and we, I always say "we" because I am one of you, we think how we know all of it, but we don't and that's reality.

As soon as you accept that everything else is going to be better...

For me, the most important thing is to each of you draw a lesson from this whole story!
I use to pay up to $2,000 for a variety of different GURU "systems", then you realize it's all a scam, but what I want to say is that these messages and stories similar to mine, and all that is free on the Internet, from these stories we can learn so much more and some of this things are priceless!

Yes, I will never understand some people or the man who locked me out of everything and sent me into the street just because I asked FOR SOMETHING THAT ALREADY BELONGS TO ME...

Someone who is waiting for a child and I need the money, my money?

Also, my biggest mistake in my online journey is that I did not know how to work with money, it's something you learn over time.

As I said all of us sometimes think we know a lot but in reality we don't, it's a huge mistake!
I did not know, although I repeat...
I have never been arrogant and rude when it comes to money, I have never asked for something special, when we have no money that $ appears to be like $100,000 but when we got money we are too relaxed and not thinking about what could happen to us tomorrow, and that just happened to me, twice!

I thought I knew everything all that I have under control, of course, nor did I know everything nor I had everything under control.

But still... Everything is possible in life!

It is hard, very hard to after all this come back again and try to do something good, but here I am, trying to help on Twitter as much as I can and I love doing all that... I just love it!

I love helping people, I love donating, although I'm in a very bad financial situation and frankly it's not going to be better as things stand now, but I will not fall again, heads up and everything will be better!

Learn from my mistakes!
Have a good day!
@Buddy_Invest

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